Saturday, 10 February 2018

Budget 2018 – What it means to us as an investor...



1-      Current Economic scenario & growth story of India
2-      New Norms
3-      Market going forward

Current Economic scenario & growth story of India

·         Fiscal deficit kept at 3.20% of GDP, though last yr target was missed with actual at 3.50% against budgeted 3.20%
Ø  Need to restrict it at 3.20% & gradually to be lowered to 3.00%.
·         Revenue deficit is defined at 2.2% of GDP
Ø  Need to bring it down to Zero percent level.
·         GDP expected to grow at 7.50%
Ø  As most of the Global economies are also growing.

New Norms

·         Long Term Capital Gains Tax Re-introduced at 10% on more than one year of holding & profit component of 1st Feb 2018 onwards on such LTCG of 1 Lakh & above.
·         Thus Dividend component of equities & equity fund are also under purview of 10% flat Tax at source.
·         Corporate tax was reduced to 25% for companies with turnover below Rs 2.5 bn
·         On the individual taxation front, standard deduction was increased to Rs 40,000 along with additional benefits for senior citizens.

Market Going Forward

·         Much awaited corrections triggered by Budget as an excuse. No wonder market is having further scope of correcting to 5% to 8%.
·         10% long term LTCG has certainly applied breaks to market march which was result of Punters play. All of them are caught on wrong foot..
·         New depth is created in market and expected to move forward post corrections in a more affirmative way factoring in corporate profit & adjusted correct PE ratio.
·         Debt market will take couple of month’s time to see the dust settling on 10 year yield & liquidity in market.
Ø  Still Short Term Funds are all season risk free investment avenue with holding period of minimum 3 years fetching around 6%-8% Tax free returns.

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