Be it Equities, Debt, Bond or Gold, these asset class are
set to see new height for their own different intrinsic reasons. This is rare
phenomenon– Pl. doesn’t miss it. – The only criterion to select Asset Class is
the period for which you want to invest, or remain invested.
For God sake at-least don’t liquidate your holdings, as it
will over all improve it valuations in months to come. You can however
reposition your holdings in to better performing Funds/Asset class of your
liking.
The long term investor should participate in equities
(preferably through Mutual Funds) with every fall in index (Though there may
not be many) or even at current levels further and or should start thinking to
spice up SIP (Systematic Investment Plan).
How-ever, those who are already exposed to equities or don’t
have time horizon in their favor, could at-least, capitalize the current
opportunity by planing all/possible Tax Savings under sec 80 C into MF Tax
Savings schemes instead of other options available, also defined at www.i2isolutions.org/tax_savings.htm
Those who love making Fixed Deposit with Bank, but are in
highest Tax slab, it is high time to diversify a bit by having exposure into
debt Funds (which has nothing to do with stock market as there is no exposure
to equity market in the portfolio) it will at least deliver minimum 30% (on the
lowest side) more Tax free returns than good old Bank FD’s.
Gold, after consolidation at current level is looking set to
surge in north direction – It’s advisable to diversify your portfolio by having
some exposure into Gold Fund which when required can be instantly liquidated
delivering the appreciation of Gold in holding period.
Happy Investing
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